Direct Line Pet Insurance Review
Pet Insurance Review:: Direct Line Pet Insurance
Vet’s bills can cost you thousands, but with Direct Line, you can protect your pet and avoid the high costs and worry of not being able to afford the vet fees if something bad were to happen to your beloved dog.
Quick summary of Direct Line’s pet insurance cover:
Direct Line Pet Insurance covers cats and dogs, must be currently in good health, aged between 8 weeks and up to 11 years (up to 6 years for some breeds), UK resident.
Essential policy covers vet’s fees up to £4,000 (per eligible condition) for a maximum of 12 months’ treatment for each illness, injury or disease. Advanced policy covers vet’s fees up to £6,000 (per eligible condition), with no time limit on reaching this amount.
Additional Direct Line Pet Insurance cover options:
1. Additional benefits including: advertising fees up to £1,000 if your pet should stray or is lost or stolen, up to £1,500 purchase price reimbursement if your pet is lost through theft, straying or accidental death, holiday cancellation up to £5,000 due to loss, illness or injury of your pet, up to £1,000 pet boarding costs if you have to go into hospital for more than 4 days in a row.
2. Third party liability for dogs causing injury to another person or damage to their property – up to £2 million (cover only available for dogs).
3. Overseas travel cover extends the cover above to countries included in the government’s Pet Travel scheme, excluding liability arising under the laws of the USA or Canada. Includes: Quarantine costs, Loss of pet passport, Emergency expenses while overseas and Repeat tick and worming treatment.
Real Pet Owner Reviews of Direct Line Pet Insurance
Kerrie is with Direct Line, Pet Plan wanted £50 a month because I don’t know how old she is being a rescue and all that! I think for her and the cat its £16 a month with Direct line. We haven’t had to claim yet, but my friend’s Springer has just been diagnosed with HD
and they have been fab. They paid out within a week, and then when she goes and have her hip replacements (poor baby) they are classifying it as a separate condition.
I think you will find that most of them have a similar excess, but I go with direct line, it costs me the same for 2 dogs as it did for 1 with pet plan and yes I have gone into great details as to what I am covered for and it’s the best I came up with.
I am with direct line & they have been 100% great with us. Had pet plan in the past with my former dog & they were not great then either.
Quick prompt payments with DL.
Leo’s neutering was paid for by the insurance as he had undistended testis & they class it as a medical condition.
I had no problems with direct line. Make sure you go for the lifetime policy though, it is only about 30% dearer than the one year policy. Excess is a bit steep at £80 but they also have incentives like a £20 refund for flea/worm treatments (was £20 back for vaccinations last year).
My vets dealt direct with them so that I didn’t have to pay up front for Tess’s xrays.
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